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The three most important points at a glance:
- Cashback and bonuses on corporate credit cards offer attractive opportunities to get money back and enjoy exclusive travel benefits.
- Travel insurance and lounge access make these special credit cards an added value for companies and employees.
- American Express, for example, offers very special travel benefits that are particularly popular with frequent flyers.
Make the most of cashback and bonuses on corporate credit cards with these steps!
Corporate credit cards are not only a practical means of payment for companies, they often also offer attractive bonuses and cashback programmes that can help you run your business productively. Be it cashback, various discounts and rewards or numerous travel benefits. The possible benefits are extremely extensive!
In this article, you will find out how to get the most out of your corporate credit card, what benefits cashback campaigns offer you and why American Express is particularly interesting for business travellers with the Amex Platinum.
What advantages do corporate credit cards offer?
Depending on the provider, the options and promotions that are available when using a corporate credit card vary. The following benefits are often included with such credit cards:
- Cashback: Receive money back on purchases made with the card
- Insurance: On baggage, trip cancellation, etc.
- Travel benefits: Included breakfast, luggage service and more
- Discounts and vouchers: For example on hotel and flight bookings
- Financial tools: Automatic accounting
- Lounge access at airports
Cashback with credit cards - money back on every purchase!
Many companies are unaware of the potential savings from cashback programmes on corporate credit cards. With cashback promotions, you can receive a percentage of the amount spent back on every transaction. This can be particularly beneficial if the card is regularly used for major business expenses.
For example, a corporate credit card with 1.5% cashback on all purchases could return €1,800 per year to a company that spends €10,000 per month with the credit card. These savings can then be reinvested in other areas of the business.
When applying for a new corporate credit card, you should pay particular attention to the cashback programmes on offer. Some providers offer cashback on specific categories such as travel, office supplies or marketing services.
Travel benefits: Why credit cards are more than just a means of payment
In addition to cashback promotions, corporate credit cards also offer significant travel benefits that can be particularly useful for business travellers. These bonuses often include insurance, lounge access, priority check-ins and more.
American Express is particularly well known in this area. With the Amex Platinum card, you benefit from various travel advantages:
- Access to over 1,200 airport lounges worldwide,
- comprehensive travel insurance,
- preferential hotel bookings with free upgrades and breakfast
- and access to exclusive events and offers.
(More details in our list below)
What is particularly interesting is that these benefits often apply not only to the cardholder, but also to accompanying employees. This can be particularly useful if several employees regularly go on business trips.
Why is a corporate credit card worthwhile for employees?
Corporate credit cards are not only beneficial for managers. Employees also benefit from the convenience these cards offer. By assigning corporate credit cards to employees, companies can improve control and management over spending while offering their employees more autonomy and convenience.
With a corporate credit card, employees can also more easily manage their expenses for business travel, client meals and other company-related costs without having to advance their own funds. This not only reduces the burden on employees, but also improves the efficiency of work processes.
However, there are also restrictions to protect the company. You can find out more about this in our article on the private use of company credit cards.
Corporate credit cards cashback and travel benefits!
Here are some examples that stand out for us:
Payhawk corporate credit card - customised cashback for your company
The Payhawk corporate credit card offers an innovative combination of cashback and modern financial management tools.
- Cashback: The card calculates individual cashback for each purchase, which is automatically reinvested to cover the costs of the card. The exact amount depends on the size and structure of the card as well as the exact terms of the contract. Payhawk advertises that every 4 customers can use their card for free.
- Travel benefits: In addition to the cashback option, the Payhawk card offers access to a range of travel benefits, including insurance and preferential terms with selected partners. It also enables easy management of travel expenses through integrated reporting and expense management functions.
Who is this card particularly suitable for? Companies that focus on comprehensive expense management can not only benefit from cashback with the Payhawk card, but also significantly increase the efficiency of their financial processes.
N26 Business You - insured for all eventualities
The N26 Business You card is particularly popular with freelancers and the self-employed due to its low cost and fully mobile management and handling. (Physical cards are also available).
- Cashback: 0.1% cashback on all transactions made.
- Travel benefits: Comprehensive travel insurance, including international health insurance and cover for cancelled flights or lost luggage.
Who is this card particularly suitable for? For small businesses and freelancers, this card is an easy way to take advantage of travel benefits and save with cashback on every transaction.
Business Gold Card from American Express - Invest in the next flight with one flight
Another strong option from AMEX with rewarding travel benefits and a flexible points programme.
- Cashback: Earn points that can be redeemed for travel, vouchers or cashback.
- Travel benefits: Comprehensive travel insurance, special travel services and the opportunity to use points for air miles or hotel stays.
Who is this card particularly suitable for? Companies that do a lot of international business and want to save money can make considerable savings on future business trips by accumulating points.
American Express Business Platinum Card - Convenient and exclusive travel
This AMEX card is known for its extensive travel benefits and large points programme.
- Cashback: No direct cashback, but Membership Rewards points that can be converted into cashback, travel or rewards.
- Travel benefits: Access to over 1,200 airport lounges worldwide, travel insurance and exclusive hotel offers.
Who is this card particularly suitable for? Regular business travellers who attach great importance to security and comfort can benefit considerably from lounge access and comprehensive travel insurance.
Manage the company more effectively with cashback and travel benefits!
Corporate credit cards therefore not only offer a practical means of managing business expenses, but also numerous advantages through cashback promotions and exclusive travel benefits. American Express in particular stands out with its extensive range of travel benefits that benefit both managers and employees.
Use these benefits to manage your company more efficiently and relieve your employees and yourself of the stress of travelling. A careful comparison of the various offers can help you find the best corporate credit card for your specific needs and maximise the benefits on offer.
More corporate credit cards in comparison and a general guide to corporate credit cards also here waiting for you on Paylobby!
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