The Amazon Business Credit Card from American Express in comparison!
Amazon was the top-grossing online store in Germany in 2023, yet the Amazon Credit Card was discontinued in November 2023. However, Amazon offers two attractive business cards for companies: the Amazon Amex and the Amazon Prime Amex. Discover the pros and cons and costs of the Amazon Business Amex in the basic version in our business credit card check. The Amazon business credit card combines the benefits of American Express credit cards with offers in its own trade. This card not only offers special cashback bonuses on Amazon purchases, but also a variety of other benefits tailored to the needs of businesses. Compare the review of the Amazon Business Amex Prime and find the perfect business credit card for your company.
Conditions and costs of the Amazon Business American Express card
To apply for the Amazon Business American Express Card, you must meet the following requirements:
You are over 18 years old.
Your company was founded more than 24 months ago.
You have a German bank account as a reference.
The annual turnover is at least €50,000. The basic version of the card is free in the first year. From the second year onwards, the costs are €30 per year
Additionally, there are no fees for foreign transactions or card delivery. Upon purchasing the card, you can receive up to 99 cards for your employees, which are sustainably made from 85% recycled materials. You can also choose to have an extended payment period of 60 days available.
The Amazon Rewards program
Those who opt out of the extended payment period benefit from the Amazon Rewards Program. With your Amazon Business American Express Card, you earn 3 Amazon Rewards points per €2 spent on Amazon.de and Amazon Business Germany, and 1 Amazon Rewards point per €2 spent on all other purchases not made at the provider. You earn points wherever American Express is accepted. Amazon Rewards points can be redeemed directly for purchases on Amazon.de. Points can also be used to reduce your credit card statement.
Benefits of the Amazon Business American Express Card at a glance!
Choice between cashback or extended payment period
Selection of rewards from Amazon.de
Detailed purchase data available
99 additional cards available
No transaction fees
Sustainable credit cards
Free in the first year
The credit limit of the Amazon Business AMEX Card
The Amazon Business American Express Card has a credit limit. This is set individually and depends on various factors such as the company’s creditworthiness and the applicant’s credit score. When you apply for and receive approval for your card, your specific credit limit will be communicated to you.
How to apply for the business credit card
To apply for an Amazon Business American Express Card, visit the Amazon Business website. Log in with your Amazon account and click "Apply Now." You must be at least 18 years old and an authorized representative of the company. During the application process, you will need to validate your identity with POSTIDENT, a service by Deutsche Post. After successful verification, your application will be completed, and the necessary information will be forwarded to American Express.
You will need the following information for the application:
Full name
Address and company registration number
Names, dates of birth, nationalities, and addresses of all shareholders, board members, and authorized representatives
Details of all persons with a 25% or more stake in the company
Also, have company documents such as the business license or commercial register extract ready and use the option to upload them directly during the application to shorten processing times. For identification via video chat, you will need a valid ID card or passport. If you already have an Amazon Business American Express Card and want to upgrade to Business Prime, you can receive the first year of Business Prime for free under certain conditions. This requires that you have owned your Amazon Business American Express Card for less than 12 months and upgrade within this period.
Can the business card be used by private customers?
The Amazon Business (Prime) American Express Card is specifically designed for businesses and can therefore only be applied for by authorized representatives of a registered company. Private customers cannot use this business credit card. It is required that you are either a sole proprietor, a partner in a commercial partnership, a board member, a managing director, or another authorized representative of the company.
How to cancel the business card
- Settle outstanding amounts: Ensure that all outstanding amounts on the card are paid off. Open balances must be settled before the account can be closed.
- Redeem rewards: Redeem all accumulated rewards or points before canceling, as they may expire after the account is closed.
- Contact customer service: Call American Express customer service. The phone number can be found on the back of your credit card. This is the most effective way to initiate your cancellation.
- Request confirmation: Ask for written confirmation of the cancellation, either by email or mail. This confirmation serves as proof.
- Alternative contact methods: If you cannot reach customer service by phone, alternative contact methods such as online chat support or email are available. Note: The provider requires a notice period of one month for cancellation. Therefore, make sure you have resolved all important aspects beforehand.
Conclusion: Is the Amazon Business American Express card worth it?
We think so! The Amazon Business American Express Card offers companies numerous benefits such as cashback bonuses on Amazon purchases, an extended payment period, detailed purchase data, and no transaction fees. It is specifically designed for business purposes and allows you to obtain up to 99 additional cards for employees. With a clear structure for application and use and an attractive rewards program, it is a solid business credit card that is worth it.
Other business credit cards from this provider
This card is also available in a Prime version. Discover our review of the Amazon Prime Business American Express Card as well!
