Comparing Junior Depots: The Scalable Capital offering

When comparing possible children's depots, Scalable Capital is a provider you can't overlook. In this article, we show who this financial service provider is and why it is so popular. We explain the children's depots and the conditions under which these junior depots are available. You will also learn about potential risks.

Scalable Capital is a digital asset manager or robo-advisor that offers its clients automated asset management and a wide range of investment strategies. The company was founded in Munich in 2014 and is now headquartered in London. Scalable Capital's investment strategies are based on modern portfolio theories and implemented through an algorithmic trading platform. Clients can either assemble their own portfolio through the platform or choose one of the pre-designed portfolios tailored to their investment goals and risk tolerance. The company emphasizes transparency and low fees. Costs are based on the amount of capital invested and are often lower than those of traditional asset managers. Clients can view and manage their portfolio online at any time.

Scalable Capital also offers a children's depot to help parents build long-term wealth for their children. The depot is a passive investment product based on a broad diversification of ETFs. Parents can choose from a range of investment strategies tailored to their individual investment goals and risk tolerance.

The junior depot from Scalable Capital offers numerous advantages. It is very easy to handle and does not require complex investment decisions. Parents can open the depot online, and the investment strategies are automatically implemented by an algorithmic trading system. This saves time and allows you to focus on the essential: long-term wealth building for your children.

Another advantage of the Scalable Capital children's depot is cost transparency. The annual management fee ranges from 0.75% to 0.99% of the investment amount, depending on the investment strategy. The costs for the underlying ETFs are typically between 0.10% and 0.25% per year. The exact costs depend on the chosen investment strategy.

The children's depot from Scalable Capital is an excellent way to build long-term wealth while minimizing risk. Parents can use the depot for various purposes, such as financing education, buying property, or other long-term goals. However, it is essential to be aware that investments carry risks and that past performance is not a guarantee of future results. Parents should carefully review the investment strategies and seek professional advice if necessary before investing in the children's depot from Scalable Capital.

Scalable Capital offers automated asset management, allowing investors to manage their portfolio online. Investors do not need to make complex investment decisions, as the investment strategies are developed by experts and implemented by an algorithmic trading platform. Scalable Capital offers a wide range of investment strategies tailored to the individual investment goals and risk tolerance of investors. Investors can choose from various strategies, ranging from conservative to aggressive investment styles. Scalable Capital's management fees are often lower than those of traditional asset managers. The fees consist of an annual management fee and the costs of the underlying ETFs. Scalable Capital places a high value on transparency. Investors can view their portfolio online at any time and track its composition and performance. Investors can rely on professional support from Scalable Capital. The company offers customer service available for questions or issues. However, it is important to note that investments carry risks, and past performance is not a guarantee of future results.

The Scalable Capital children's depot has similar conditions to the regular depot. The annual management fee ranges from 0.75% to 0.99% of the investment amount, depending on the chosen investment strategy. The costs for the underlying ETFs are typically between 0.10% and 0.25% per year. The minimum investment amount for the children's depot is €10 monthly or €25 as a one-time investment. There is no minimum contract term and no notice period. Payouts are possible at any time. Multiple children's depots can be opened, and the depot can be opened by parents or other relatives or guardians in the child's name.

As with any investment form, a Scalable Capital children's depot has risks that parents need to consider. The main risk is market risk, which arises from fluctuations in the capital markets. However, because the depot is based on a broad diversification of ETFs, the risk is relatively low. Nevertheless, securities investments can experience price fluctuations and losses up to a total loss. Another risk is currency risk, as the children's depot invests in ETFs listed in currencies other than the euro. Exchange rate fluctuations can affect returns. Additionally, there is liquidity risk if securities in the children's depot cannot be sold immediately or only at a lower price. It is important to note that investments carry risks, and past performance is not a guarantee of future results. Before investing in the children's depot from Scalable Capital, parents should carefully review the investment strategies and seek professional advice if necessary.

To find the right junior custody account, parents should compare several providers. Discover more junior depots in our tests!