The Qonto corporate credit card ‘Online Ads’ in the 2024 test!
Online marketing has become the most important way for companies to advertise their products to customers like never before. However, campaigns often require large sums of money and are not always immediately affordable.
This is where Qonto's online advertising corporate credit card can make a crucial difference, as its high credit limit means it is accepted as a payment method by leading social media platforms and search engine providers.
In this article, we'll get to the bottom of whether this corporate credit card is really the best choice for your business!
What is the Qonto Corporate Credit Card Online Ads?
This credit card is a virtual product of the French neobank Qonto and is aimed at companies that have high expenses for advertising campaigns. It is also known as the ‘Qonto Ads Card’.
It is also a central component of the comprehensive business account that the company has developed for the self-employed and small and medium-sized enterprises.
The main features of the credit card
This card for companies is characterised by a wide range of functions designed to simplify everyday business:
- Transparency and control: each card user can receive individual spending limits and all transactions are displayed in real time in the dashboard.
- Multiple cards per account: Companies can create and manage separate cards for different employees or departments free of charge.
- Virtual cards: This corporate credit card can only be used virtually. This is particularly useful for online payments.
- Integrated financial tools: Through the Qonto business account you also get access to DATEV integration, VAT is automatically recorded and all their invoices are created online.
- Quick application: Qonto advertises that a credit card is created in 2 minutes and can be used immediately afterwards.
- High credit card limit: €200,000 is available per month.
- Application without SCHUFA
- 24/7 customer service
Costs of this Qonto corporate credit card
The card is also free of charge once you have chosen the Smart (€19 per month) or Premium subscription (€39 per month) for a business account with Qonto.
It should also be noted that transaction costs in foreign currencies outside the eurozone are taxed at 2% of the transaction amount.
Quick and easy application: This is how it works!
The application is also a customer-friendly process that is carried out completely online. All you need is an active business account with Qonto to receive the card. Here are the steps:
Register with Qonto: Log in to your Qonto dashboard.
Card selection: Select the type of credit card you want to apply for.
Spending information: Set individual limits and determine who can use the card.
Confirm and order: Once everything is set up, the card can be used immediately with common wallet apps such as Google Pay or Apple Pay. Alternatively with the Qonto app.
Activating the credit card and how to set limits
To activate a card, all you have to do is log in to Qonto, enter the cardholder, card limit and a PIN under the Cards section and you're ready to go!
Qonto cancellation: What you should know
If at some point you decide to cancel your Qonto corporate credit card, you can easily do so via the online dashboard.
Here you can manage, block and cancel the cards.
Please note: if you close the business account, the corporate credit cards will also be cancelled automatically. There are no cancellation deadlines, but outstanding invoices should be settled!
Qonto credit card experience: What do users say?
In general, the feedback on Qonto credit cards is very positive. On platforms such as Google Play Reviews and Trustpilot, users emphasise the good availability of customer service and the fast processing of problems. The quick and easy opening process is also highly praised.
Conclusion: Is this corporate credit card the right choice for your company?
The online advertising corporate credit card from Qonto is primarily for entrepreneurs who appreciate automating their processes and like to carry out all procedures online.
Whether it's ease of application, cost control or versatility of use, this credit card could be a valuable addition to your financial management. If you value a user-friendly, digital solution, a Qonto credit card is definitely worth considering.
Qonto has also built up a lot of trust from customers over the years as a provider in general. We also recommend the premium card Card X with an increased payment limit and the Card Plus with additional travel insurance. These two cards would also be available in physical form.
If you are not yet convinced, you are also welcome to discover other corporate credit cards that we have already tested for you!
