In addition, external management costs are incurred for the funds, which the provider cannot influence. For the VestFolios, these costs are between 0.18% and 0.31% per year, while for the sustainable GreenFolios they can be between 0.25% and 0.26% per year.
-
VisualVestDeposit fee0,6 % p.a.Minimum age0 YearsMinimum savings rate25 €
- Robo-Advisor
- Sustainable fund portfolios
- 100 € welcome bonus
This is a Robo-Advisor.
Alternative
-
PostbankDeposit feefreeMinimum age7 YearsMinimum savings rate€25
- Personalized advice near you
- 340 ETFs available as savings plans
- Combination with youth checking account
Invest money sustainably with the VisualVest Junior Depot for children!
Introducing children to the world of finance at an early age can be an important step for their financial future. The VisualVest Junior Depot offers an outstanding opportunity to invest money sustainably for your children. With a wide range of benefits, user-friendly tools and transparent costs, VisualVest is an attractive option for parents who want to invest in their children's future.
This article summarises all the information about the VisualVest Junior Depot!
Costs and fees of the VisualVest Junior Depot
The VisualVest Junior Depot scores with transparent costs and fee structures:
The minimum savings instalment is €25.
There are no account management fees.
This provider charges an annual fee of 0.6% of the custody account assets for the management, monitoring and adjustment of investments, which is debited once a year in December.
In addition, external management costs are incurred for the funds, which the provider cannot influence. For the VestFolios, these costs are between 0.18% and 0.31% per year, while for the sustainable GreenFolios they can be between 0.25% and 0.26% per year.
It is particularly worth mentioning that there are no additional fees for deposits or withdrawals, which increases flexibility for investors.
A detailed overview of costs can be found on the VisualVest website.
What rewards and cashback options does VisualVest offer?
VisualVest regularly offers rewards and vouchers to attract new customers and reward existing customers. These rewards vary and can range from cash rewards to gifts in kind. For example, new customers receive a €100 welcome bonus until 31 August 2024 when opening a junior custody account with the code "Meer".
In addition to welcome bonuses, VisualVest also regularly offers time-limited promotions in which additional discounts are granted for certain investment volumes or regular deposits.
It is therefore worth regularly checking the current offers directly on the VisualVest website to benefit from the best bonuses.
Login to VisualVest.de and the app
You can access your VisualVest Junior Depot both via the website and the app. After registering, you can log in with your access data and have immediate access to all the functions and information of your custody account.
You can view the current status of your investments at any time, make deposits and withdrawals and find out about the performance of your investments. All functions of the website are also available in the app, which makes handling very flexible.
Experience with Visualvest - How does the robo-advisor perform?
The reviews of VisualVest are predominantly positive. Many users praise the ease of use, the transparent costs and the sustainable investment strategies.
The ability to start with small amounts and still benefit from professionally managed portfolios is particularly emphasised.
Customers also appreciate the good customer service and the helpful information available on the website and in the app. (see above)
Tax certificates for custody accounts with this provider
Another plus point of the VisualVest Junior custody account is the uncomplicated handling of tax certificates. VisualVest provides you with a comprehensive tax certificate at the end of each year, which contains all the relevant information for your tax return. These certificates are easy to understand and help you to manage the tax aspect of your investment without much effort.
The tax certificates can be downloaded both via the website and the app.
In addition, VisualVest offers extensive information and support on the subject of taxes, which is particularly helpful for investors who do not deal with tax issues on a daily basis.
Cancelling your VisualVest junior custody account - here's how!
If you decide to cancel your VisualVest Junior Depot account, the process is straightforward and transparent:
You can either initiate the cancellation online via your user account or contact customer service directly at kontakt@kundenservice.visualvest.de.
Once you have submitted your cancellation, your custody account will usually be closed within a few days and any remaining amounts will be transferred to your reference account.
There are no additional fees for cancellation, nor is there a notice period, which makes the process very customer-friendly.
VisualVest also provides clear instructions for the cancellation process on their website, so you can check which steps are required at any time.
How secure is this provider?
VisualVest advertises the latest IT security standards to keep your transactions safe. Every activity with the website or in the app is independently encrypted via SSL.
It is also a requirement that every withdrawal is confirmed once again with mTAN or pushTAN via a mobile phone. Your deposits are therefore doubly secure.
If you have any concerns or questions, you can also call the customer hotline on +49 (0) 69 9623 55 002, which is available Monday to Friday from 8:00 to 18:00.
Review: How good is the Junior Depot in comparison?
VisualVest performs very well in the junior custody account test. The combination of low costs, sustainable investment strategies and a user-friendly platform convinced many users. The possibility of starting with small savings amounts and being able to invest flexibly in different asset classes is rated particularly positively.
To find the right junior custody account, parents should compare several providers. Discover more junior custody accounts in our tests!