The Ginmon Junior Depot - The best depots 2024 in comparison!

Sustainable saving is becoming increasingly difficult with the rising costs and falling interest rates on savings accounts. Most parents want to offer their children a secure future and investing on the capital market is new territory for many. The provider Ginmon offers a robo-advisor that aims to simplify trading and make the market accessible to everyone. 

In this article, we take a detailed look at the most important aspects of Ginmon's Junior Depot, from the costs incurred to the benefits and security measures. We compare the fee structure, analyse the sustainability options and look at the experiences of users and testers. 

The Ginmon Junior Depot offers a transparent cost structure that is primarily aimed at a long-term and cost-effective investment strategy. The most important costs are listed below:

The Ginmon Junior Depot offers numerous advantages. Regular deposits and compound interest allow you to build up solid assets. Parents have the flexibility to adjust the amount and frequency of deposits and can take advantage of tax benefits through exemption orders. Ginmon takes over the professional management and optimisation of the portfolio based on the robo-advisor's scientific investment strategies and offers the opportunity to invest sustainably with aperiongreen.

Ginmon aperiongreen enables investments in companies that fulfil high environmental, social and governance (ESG) standards. This includes companies that apply environmentally friendly practices, promote renewable energies and assume social responsibility. The investments are based on ethical standards and transparent corporate governance.

Ginmon's Junior Depot receives predominantly positive reviews overall. According to comparison portals, users praise the user-friendly interface and the transparent cost structure. 

However, critics criticise the level of fees and the limited flexibility in adjusting the investment strategy. 

On average, the ratings show a good level of satisfaction, with a score of around 2.5 to 3 on a scale of 1 to 5.

Investment security is a top priority at Ginmon. Here are some of the measures Ginmon takes to ensure the safety of investors' funds:

Regulation and supervision: Ginmon is a regulated financial services provider and is subject to supervision by the German Federal Financial Supervisory Authority (BaFin).

Segregated custody: Customer funds are held in custody at an independent custodian bank and are therefore protected in the event of Ginmon's insolvency.

Diversification: Risk is minimised by broadly spreading investments across different asset classes and regions.

Security standards: Ginmon uses modern IT security standards to protect customer data and transactions.

These security measures help to ensure that investors can rest assured that their money is in good hands with Ginmon.

Opening a junior custody account with Ginmon is straightforward and can be completed online in just a few steps:

With these simple steps, parents can open a Junior Depot and start saving for their children's future right away.

Once you are registered, the login process is quite simple. 

First visit the Ginmon website. The login button is located in the top right-hand corner of the screen. Click on it and enter the details you entered when you registered with the provider on the new page. 

Ginmon also offers an app that is available for both Android and iOS devices in the respective app stores. 

Whether Ginmon offers the best Junior Depot depends on the individual needs and priorities of the investor. The Ginmon Junior Depot is characterised by cost efficiency, as it offers low management and performance fees. With aperiongreen, Ginmon enables sustainable investments, which suits environmentally conscious parents. The security of the investments is guaranteed by strict security measures and regulation by BaFin. In addition, the user-friendly online opening and management of the custody account ensures simple and accessible handling.

However, parents should always compare the various options and choose the one that best suits their individual requirements. 

Discover our junior custody account comparison!