A current account can be opened free of charge.
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TargobankCosts per monthCosts refer to the first month and may vary in the following month0,99 €Minimum ageChildren's credit cards are often only available with the consent of a legal guardian over 18 years of age.14 YearsCard typePrepaidCard systemVisa
Customer support
telephone
e-mail
branch
24/7 Customer support
No
Educational concept
No
Online Banking
Yes
Mobile payments
Instant money transfer
Yes
Cash withdrawal
Yes
Customizable cards
Yes
Real Time Updates
Yes
Costs first year
11,88 €
Costs for subsequent years
11,88 €
Costs credit card starting at
18 Years: 30 €
Foreign currency fee
3,5 %
A card with an NFC chip, which is required for contactless payments, costs €10.
Spending limit
Yes
Subscriptions blocked
No
Encription
Yes
Minimum age
14 Years
Credit check
No
Online application possible
Yes
Online contract conclusion
Yes
Postal application mandatory
No
Postal contract conclusion mandatory
No
Application via document submission
Yes
Application in store mandatory
No
Identity of applicant and child required
Yes
Alternative
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bunqCosts per monthCosts refer to the first month and may vary in the following month0,25 €Minimum ageChildren's credit cards are often only available with the consent of a legal guardian over 18 years of age.0 YearsCard typePrepaidCard systemMastercard
- 24/7 customer support
- Bank account with German IBAN
- No interest or annual fees