✓ 4000 miles welcome bonus
Miles & More Gold Business
Costs first year 138,00 €
Costs subsequent years 138,00 €
Minimum age
18 Jahre
Card type
kredit
Credit check
Yes
Card system
Mastercard
Finances
Credit check
Employee benefits
Cards included: 1
Integration with accounting
Services
Miles/€ spent: 1
Insurance
Concierge Services
Online Banking
App
Travel benefits
Foreign Usage EU 2 %, 5 € min Nicht EU 2 %, 5 € min
Foreign currency costs: 1.75%
Travel insurance
Car insurance
✓ International health insurance
✓ Unlimited mileage validity
Miles & More Gold Business: Not just for frequent flyers
The Miles & More Gold Business Card from Lufthansa is one of the most popular corporate credit cards for frequent travelers. In our comprehensive review, you'll find out whether this card is also suitable for your company. Below, we have compiled all the important information about application, insurance, fees, bonuses, and additional cards.
How to apply for the Miles & More Business Gold credit card
Applying for the Miles & More Business Gold credit card is a straightforward process that can be completed in just a few steps.
- Online Application: Fill out the online form available on the Miles & More website.
- Preliminary Check: Once the form is submitted, a preliminary check is conducted. If approved, you will receive the framework agreement and a list of required documents.
- Further Inquiries: If there are any open questions, you will receive an email promptly to clarify details.
- Online Card Account Setup: After successful verification of your documents, an online card account is set up for you. Applications for employee cards are also available, with separate verification for each cardholder.
Cost of the Miles & More Gold corporate credit card
The Miles & More Gold Business Card costs €11.50 per month or €138 per year. This fee includes a variety of insurances and bonuses. Additionally, you can add packages ranging from €3 to €8 per month for extra insurance or bonuses not included in the basic fee.
Benefits of the Miles & More Gold Business credit card
Owning the Business Gold Card offers many advantages. Here are the key benefits summarized, from welcome bonuses to insurance and exclusive travel perks.
Welcome package
The Miles & More Gold Business credit card often features attractive welcome packages for new customers, including promotions where new customers can earn between 4,000 and 40,000 Miles & More award miles. These welcome offers change regularly and can be checked on the Miles & More website.
Insurance coverage
The card includes a comprehensive insurance package tailored for business travel, ideal for frequent business travelers.
- Quarantine costs insurance: Covers costs in case of a COVID-19 infection and quarantine at the destination, including return flight, accommodation for up to 14 nights (€175 per night), and transport like taxis or rental cars.
- Travel health insurance: Covers medical, dressing, and medication costs on business trips up to 90 days, including medically necessary repatriation. No deductible applies, with a maximum coverage of €20 million.
- Travel cancellation insurance: Covers cancellation and return travel costs for all travelers up to €5,000 if all travelers start the journey together and use the same means of transport. A 10% deductible applies, with a minimum of €100, and coverage applies only if the trip is fully financed with the card.
- Comprehensive car rental insurance: Covers accidents, damage, or loss of a business rental car, valid for up to 30 days, with a €200 deductible. Additional registered drivers aged 21 or older are also insured if the car is paid for with the card.
Earning miles with Miles & More Gold
Every purchase made with your Miles & More Gold credit card earns valuable award miles. For each euro spent, you earn one award mile, which can be redeemed for future flights, upgrades, or other rewards. Award miles do not expire and can be redeemed wherever Mastercard is accepted. Additionally, you can convert 25,000 award miles into 5,000 status miles once per year, applicable to miles earned in the current or previous calendar year (excluding welcome miles).
Payment methods and fees overview
Cash withdrawals
You can withdraw cash worldwide from ATMs displaying the Mastercard logo, up to €1,000 per day.
Foreign transaction fees
The first two cash withdrawals per calendar year outside Germany are transaction-free. Subsequent withdrawals outside the European Economic Area incur a 2% fee per withdrawal. For transactions in foreign currencies, a 1.75% fee applies.
Payment options
The card is widely accepted in stores, supermarkets, hotels, restaurants, gas stations, airlines, car rentals, and travel agencies wherever Mastercard is accepted. The card also supports a convenient banking app for online purchases and is compatible with Apple Pay and Google Pay.
Other Cards from Miles & More
If you are looking for a card with different conditions from this provider, you might also be interested in the Miles & More Blue Business!
How much does the Miles & More Business Card Gold cost?
The Business Card Gold costs €11.50 per month or €138 per year.
What insurances does the Miles & More Business Card Gold offer?
The fee includes comprehensive car rental insurance, travel cancellation insurance, international health insurance, and quarantine insurance.
What fees apply abroad?
There is a 2% fee for withdrawing money abroad. A currency conversion fee of 1.75% applies.