The Bling Children’s Account in Comparison!
The Bling children’s account is revolutionizing the way families handle pocket money. This innovative solution combines a secure prepaid Mastercard with an intelligent app that teaches children from the age of 7 how to manage money responsibly.
Find out more about this account here and what advantages and costs you can expect from this product.
How Does the Bling Account for Children Work?
The Bling children’s account is a specially developed financial product for children and teenagers, combining a prepaid Mastercard with an educationally valuable app. The Berlin-based FinTech company was founded in 2021 and aims to promote the financial education of the youngest generation.
The associated Bling Card operates exclusively on a prepaid basis, completely ruling out the possibility of debt. This security makes the Bling account for children a trustworthy alternative to traditional cash pocket money.
Costs and Conditions at a Glance
The children’s account costs €2.99 per child per month or €32 per year with an annual subscription. You can test the system free of charge for the first 14 days.
Additional fees at a glance:
- Replacement card in case of loss: €9.99
- Foreign currency fee: 2 percent of the transaction amount
- First monthly top-up: free of charge
- Further top-ups by credit card: 1.65 percent of the amount
The transparent cost structure makes the Bling children’s account a calculable solution for families.
Digital Piggy Bank with Easy Joint Saving
A particular strength of the Bling children’s account is the digital savings pots. This modern version of the classic piggy bank allows children to define various savings goals and track their progress. Via the so-called “Bling-Link,” grandparents, godparents, or other relatives can also contribute directly to the savings goals.
This feature makes saving highly motivating, as children can always see how close they are to their goal.
With Prepaid Card for Children
As a prepaid Mastercard, the Bling card is accepted at over 500,000 locations in Germany and more than 37 million locations worldwide. This high acceptance makes the card a practical means of payment for everyday life.
Integration with Apple Pay and Google Pay also enables contactless payments via smartphone or smartwatch. This modern payment method also prepares children for the digital future.
The Bling App
The Bling app is particularly popular, offering a clear way to manage the account. The task management feature in the app allows parents, for example, to define household chores and reward them automatically. This approach links work with reward and imparts important life lessons.
There are separate views for parents and children, each designed to be age-appropriate.
For children, the app offers:
Clear overview of expenses and income
Digital savings pots with individual savings goals
Reward system for completed tasks
Financial education through playful tips
Parents benefit from:
Real-time notifications for all transactions
Flexible top-up by bank transfer or credit card
Individual rule and limit settings
Complete spending control
Does Bling Have an Educational Concept?
The Bling children’s account follows a well-thought-out educational approach. The card “grows” with the child— as the child gets older, parents can gradually grant more freedom. This gradual introduction to financial responsibility sets Bling apart from many traditional bank products.
Experiences with the Bling Children’s Account
User experiences with the children’s account are consistently positive. Over 150,000 families already use the Bling Card. In app stores, the application receives top ratings: 4.8 out of 5 stars in the iOS App Store and 4.6 out of 5 stars on Google Play (as of July 2025).
Users particularly praise the easy handling, comprehensive parental controls, and motivating savings features for children.
Security Comes First
It is also worth highlighting the high level of security at Bling: The company received the coveted TÜV certification for data protection in 2023, which is an exceptional achievement for such a young FinTech.
This certification once again confirms the high standards for the protection of personal data.
Conclusion: A Modern Solution for Contemporary Financial Education
The Bling children’s account offers a convincing solution for families who want to teach their children how to handle digital money. The combination of secure prepaid technology, thoughtful app architecture, and an educational concept makes it a worthwhile investment in the financial education of the next generation.
For parents seeking a modern, secure, and educational alternative to traditional pocket money, this children’s account is a highly recommended option.
The 14-day trial period currently allows you to try out the system risk-free and see if it meets your family’s individual needs.
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