24/7 Kundensupport
Pädagogisches Konzept
Online Banking
Sofort geld senden
Bargeld abheben
Karte selbst gestalten
Real Time Updates
Kosten erstes Jahr
32 €
Kosten Folgejahr
32 €
Kosten Zusatzkarte
9.99 €
Abos blockiert
Kontrolle für Eltern
App mit getrennter Ansicht für Eltern und Kinder
7 Jahre
Schufa Prüfung
Beantragung nur durch Erziehungsberechtigte möglich
Online Beantragung möglich
Online Vertragsabschluss möglich
Postalische Beantragung zwingend
Postalischer Vertragsabschluss zwinged
Beantragung in Filiale zwingend
Identität des Antragstellers und des Kindes erforderlich

Die Bling Kinderkreditkarte funktioniert mittels einer App, die auch Funktionen wie Personalisierung und einen Aufgabenplaner bietet.


  • Commerzbank
    Kosten pro Jahr
    Kosten beziehen sich auf das erste Jahr und können im Folgejahr variieren
    Kinder Kreditkarten sind oft nur mit Einverständnis einer erziehungsberechtigten Person über 18 Jahre erhältlich.
    18 Jahre
    • usable worldwide
    • high security standard
    • cashback program at over 2000 shops

    The Bling Children's Credit Card Review

    The company Bling offers a prepaid credit card and pocket money app, providing children from the age of 7 a secure and easy way to manage their pocket money. With the Bling Card, your child can learn safe money management while you retain control.

    How to Order the Bling Card

    To order the Bling card for children, first download the Bling app. The Bling Card can be conveniently ordered through this app. Registration in the app takes only a few minutes. However, for legal reasons, only guardians can apply for the children's credit card, not the children themselves. When applying, you must provide proof of identity, which can be done, for example, by a copy of your ID or through the POSTIDENT procedure. A few days after the application, the card will be delivered to you by mail.

    The Benefits of the Prepaid Card at a Glance

    • Numerous features

    • Parental control

    • App for children and parents

    • Usable online and offline

    • Free deposits and withdrawals

    • Low monthly fee

    • No hidden costs

    • No debt possible

    • Deposit protection

    What Costs and Fees Are Involved?

    The Bling card for children and teenagers is free to obtain. However, there are monthly fees for using the card. You can choose between two payment options: either a monthly fee of €2.99 per child or an annual fee of €32.00. The annual option is cheaper, giving you one month free. When you receive the Bling Card, there is also a 14-day trial period during which no costs are incurred. No additional fees apply for everyday use of the card.

    How to Cancel the Bling Card

    You can cancel the Bling children's credit card at any time. Depending on the subscription model you choose, cancellation can be done monthly or annually. To cancel your Bling account, follow these steps:

    1. Click on the child’s account in the Bling app.
    2. Go to settings.
    3. Select "Manage Active Subscriptions & Services".
    4. Click on the subscription you want to cancel.
    5. Click the "Cancel" button at the bottom.

    Confirm the cancellation, and you are done.

    Your subscription will continue until the displayed expiration date and will then be terminated. After the subscription expires, you can delete the child linked to the account. Any remaining balance will be refunded to you.

    Lost Bling Card? How Secure is the Credit Card for Children

    The Bling credit cards for children and teenagers are well protected through the PIN procedure. If the card is lost, it can be blocked just like any other credit card. The Bling prepaid card also has the advantage that it is not directly linked to a bank account, so losing the card has no direct impact on the regular bank account. The Bling Card offers other useful features such as spending limits, real-time transaction notifications, and the ability to manually lock or unlock the card via the Bling app.

    Payment Functions of the Credit Card at a Glance

    The Bling prepaid card offers a variety of analog and digital payment options, providing great freedom for children and teenagers. We have summarized the most important information below.

    How Can I Deposit Money?

    Before your child can use the Bling Card for payments and withdrawals, money must first be deposited. Loading the Bling Card for children is done via bank transfer using the parents' credit card or debit card.

    Where Can My Child Use the Bling Card?

    As the Bling card is a prepaid MasterCard, it can be used wherever MasterCard is accepted. As with any regular card, a PIN must be entered when making a payment. You can set how much your child is allowed to spend and where through the app.

    Can the Children's Credit Card Be Used Abroad?

    The Bling Card can also be used abroad. However, a currency surcharge of +2% of the volume applies for payments in currencies other than euros.

    Are Online Payments with the Bling Card Possible for Children?

    Your child can also safely and conveniently pay in online shops with the Bling Card. The card must be specified as a payment method on the shop's website. Payments are made using the card's expiry date and number, just like with a normal credit card. You, as a parent, can also disable online payments via the app at any time.

    Can the Card Be Linked to Apple Pay?

    As part of the beta version, the Bling Card for children can be added to Apple Pay and Google Pay and used for payments with the smartphone. However, adding and paying might not always work reliably.

    Where Can My Child Withdraw Cash for Free?

    As a prepaid card, the Bling Card can be used at almost all ATMs, making cash withdrawals very simple.

    Experience with the Bling Pocket Money App for Android and iOS

    The Bling pocket money app is available for Android and iOS devices. It offers a variety of features that help children and teenagers manage their money and acquire financial skills. The app is easy to use and offers a high level of control and security for both children and parents.

    Track Income and Expenses: App Functions

    With Bling, your child can manage their pocket money in one app. They can set savings goals and divide their money into different accounts, such as savings, expenses, and gifts. Income and expenses can be tracked precisely to develop a better understanding of money. Additionally, your child can earn pocket money through the app by completing various tasks like hanging laundry, emptying the dishwasher, and more. The Bling pocket money app also provides educational materials to impart financial knowledge.

    Easily Set a Budget for Your Child with Bling

    Children and teenagers can set budgets with Bling to ensure they spend their money wisely. They can set how much to spend on specific categories such as clothing or leisure activities. The app also allows you to support your child in managing their pocket money. You can see how your child spends their money and help them make better decisions. You can also set rules on how much pocket money your child should receive per week and what expenses are allowed.

    High Security Standards for the Bling Account

    The Bling app offers various security measures to ensure the personal data and financial information of users are protected. These include strong encryption, regular security checks, access controls, verification methods, and strict privacy policies. The company does not share user data with third parties unless required by law or the user has given consent. Overall, Bling provides a secure and reliable way to manage deposited money.

    Alternative to Volksbank, Sparkasse & Co. – The Company Behind Bling

    Bling is operated by the German company E-MOKA GmbH. E-MOKA is a fintech company based in Munich specializing in developing solutions for children's and teenagers' financial education. In addition to the Bling credit card, it offers a pocket money app that helps parents and children develop a better understanding of finances and control expenses. E-MOKA collaborates with schools and educational institutions to promote financial literacy.

    How much does the Bling Card for children cost?

    The credit card itself and the ordering process are free. However, small fees apply for using it: either €2.99 per child monthly (cancelable monthly) or €32.00 annually (cancelable annually).

    Who accepts the Bling Card?

    As the Bling card is a prepaid MasterCard, it can be used wherever MasterCard is accepted. It can also be used in almost all online shops.

    From what age is the Bling prepaid card available?

    The Bling Card is suitable for children from 7 years old. For legal reasons, only guardians can order the card.

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