Investing for Young Adults in 2025: How to Start Strong with the Smartbroker Plus Depot
In today’s world, many young adults are searching for smart ways to invest their money and build long-term wealth. With so many providers and depot solutions available, it can be difficult to choose the right one.
One standout option is the Smartbroker Plus Depot, which distinguishes itself with low fees, a user-friendly platform, and flexible investment options.
This article will walk you through the key benefits of Smartbroker Plus and explain why it’s a great choice for young adults in 2025.
What Is the Smartbroker Plus Depot?
The Smartbroker Plus Depot is an upgraded version of the original Smartbroker Depot. It’s designed for both experienced investors and beginners who are investing in securities for the first time.
It’s especially attractive for young adults—such as students or early-career professionals—who want to take their first steps into the capital market. Smartbroker Plus offers:
- Low entry barriers
- A broad range of investment opportunities
- Minimal fees
- Simple, digital management via app
Smartbroker Plus Fees: What You Need to Know About Costs and Conditions
One of the most important factors when choosing a depot is the fee structure. This is especially true for young people who may not yet have a large investment budget.
Minimum age requirement: You must be 18 years old to open an account
Free account opening and maintenance
No app usage fees
Trade on German exchanges from €0, plus third-party stock-related fees
Low transaction fees on international exchanges
Over 4,200 free savings plans – ideal for investing in ETFs and shares without paying purchase fees, which is a huge advantage over many competitors
The Smartbroker Plus App: Manage Your Depot Anywhere, Anytime
The Smartbroker Plus App brings a smooth, mobile experience to your investment journey. With its intuitive interface, all key functions are available on your smartphone.
You can:
- Manage your portfolio
- Set up savings plans
- Track markets in real time
- Use the integrated watchlist and receive push notifications to stay on top of market trends and your personal investments
Opening a Depot: Step-by-Step to Your Own Investment Account
Opening a Smartbroker Plus Depot is quick and easy, and the entire process is handled online:
- Register: Visit the Smartbroker Plus website and enter your basic details (name, address, date of birth). Create your account and download the app.
- Verify Your Identity: Use PostIdent in a postal branch with your ID for verification.
- Set Your Preferences: Choose the type of depot (individual or joint) and select your risk profile. This helps Smartbroker recommend suitable investment products.
- Finalize Setup: Once your information is confirmed, you’ll receive your login credentials for both desktop and app access.
As soon as your depot is active, you can start investing in stocks, ETFs, and more!
Smartbroker Login: Easy and Secure Access
After registration, users receive their login details and can access their account either via the desktop platform or the app.
Smartbroker puts a strong emphasis on security:
- All data is encrypted
- Two-factor authentication provides an additional layer of protection
What Makes the Depot So Convincing
The Smartbroker Plus Depot wins over users with its:
- Simple, fast operation
- Transparent fee structure – all costs are clearly explained upfront
- Wide range of products, including stocks, ETFs, funds, and bonds
- Low-cost savings plans – ideal for young investors to invest small amounts regularly
Integrated analysis tools and market data also support informed decision-making and help users manage their investments strategically.
Transferring Your Portfolio: Switching Made Easy
Switching your portfolio to the Smartbroker Plus Depot is free and hassle-free. Everything is done online, and Smartbroker handles communication with your old provider.
If you want to switch away from Smartbroker, you'll need to fill out a transfer form issued by Baader Bank, which manages the backend services for Smartbroker.
Smartbroker Plus vs. Other Depots for Young Adults
Compared to other depots on the market, Smartbroker Plus stands out especially in terms of low costs. While many brokers offer similar products, they often charge higher fees or lack user-friendly interfaces.
Smartbroker Plus also excels in transparency:
While some providers hide fees or charge extra for specific exchanges, Smartbroker Plus keeps things clear and easy to understand.
Smartbroker Plus: A Smart Investment Choice for Young Adults in 2025
The Smartbroker Plus Depot is a great entry point for young adults looking to start their investment journey. With low fees, a user-friendly app, and a broad selection of tradeable products, it’s a solid choice for both beginners and more experienced investors.
Whether you’re a student or apprentice ready to start small—and over 18 years old—Smartbroker Plus offers a smart, long-term approach to building wealth.
⇒ Looking to invest on behalf of your children? We’ve also reviewed and compared the best Junior Depots—check them out!