Overview of the Qonto Plus Card – Benefits and Features for Businesses
In the modern business world, efficiency and security are the cornerstones for seamless company development. However, ensuring these during business trips is not always easy. The Qonto Plus Card offers an innovative solution. Discover in our analysis the numerous benefits and features of the Plus Card, making it an attractive option for business travelers and companies.
The Benefits of the Qonto Plus Business Credit Card at a Glance
High Spending Limits: With the Plus Card, you can spend up to € 40,000 per calendar month and withdraw up to € 2,000.
Comprehensive Insurance Coverage: The card includes extended insurance coverage, including travel insurance, purchase protection, fraud protection, and legal protection. You receive compensation for flight delays, lost luggage, medical expenses abroad, and legal advice through up to five virtual consultations per year.
Low Exchange Fees: For card payments outside the Eurozone, a low exchange fee of just 1% applies.
Exclusive Benefits and Personalization: The Plus Card can be personalized in various colors (black, silver, light purple) with a choice of embossed or printed details.
Flexibility and Control: You can lock and unlock your cards in real-time, adjust spending limits, and authorize payments securely with 3D-Secure technology.
Compatibility with Apple Pay and Google Pay: The card can be easily integrated into digital wallets, making payments even more convenient.
Prices and Transaction Fees of the Qonto Plus Card
The costs and payment limits for the Qonto Plus Card are as follows:
The Plus Card costs € 8 per month (plus VAT).
Five free cash withdrawals per month are included, after which a fee of € 2 (plus VAT) per withdrawal applies.
For card payments outside the Eurozone, the exchange fee is 1 %.
The withdrawal limit allows up to € 2,000 per calendar month.
The payment limit is € 40,000 within a month.
Insurance with the Qonto Plus Card
Travel insurance with Qonto is also comprehensively covered with the Plus Card:
- Travel baggage and personal items: Coverage up to € 1,000 per incident.
- Assistance and repatriation: Actual costs are covered.
- Hotel stay during hospital visits: Up to € 3,250 per incident.
- Flight and train delays: Compensation up to € 800 per incident.
- Medical expenses abroad: Up to € 155,000 per incident.
- Trip cancellation insurance: Up to € 5,000 per year.
- Delayed luggage: Up to € 800 per incident.
- Rental car protection: Up to € 5,000 per year.
The Qonto Bank Hotline
For questions and support, the Qonto hotline is available. You can reach it at: +49 30 568 370 066. For more information, visit the official Qonto website.
Conclusion – How Good is the Qonto Plus Card?
The Qonto Plus Card offers a comprehensive solution for businesses focused on efficiency and security. With high spending limits of up to €40,000 monthly and extended insurance coverage, including travel and fraud protection, it is ideal for business travelers. Low exchange fees of only 1% and flexible personalization options further enhance its utility. Additionally, real-time control over the card and integration with Apple Pay and Google Pay provide convenient handling. These features make the Plus Card an attractive option for modern businesses.
Comparing Other Qonto Cards
If you are looking for a card with different conditions from this provider, you might also be interested in the free Qonto One Card or the Qonto X Card with premium protection!
