The bunq Child Account Compared – All About Costs and Opening

The bunq child account offers a modern, flexible, and secure way to teach children and teenagers how to handle money responsibly. Parents benefit from comprehensive control, while children gain first-hand experience with their own money – all with attractive conditions.

Below, you will find everything about the costs, features, and how to open the child account.

The bunq child account is a full-fledged current account for children and teenagers aged 0 to 17. It is set up as a sub-account of an existing bunq account and is specifically designed to introduce young users to finances in a playful and safe way.

There is no minimum age – the account can be opened from birth. Management is done conveniently via the bunq app, allowing parents full visibility and control at all times.

Important: The child account is only available in combination with an existing bunq parent account (Core, Pro, or Elite). Costs apply exclusively to the parent account, not the child account itself.

bunq stands out not only due to its pricing but also thanks to several special benefits:

The bunq child account is completely free for children and teenagers. There are no monthly management fees, and the prepaid Mastercard is also included at no cost. Your child can withdraw cash worldwide up to six times per month free of charge – at any ATM displaying the Mastercard logo.

Parents retain full control at all times: you can view all account activities in real time, set spending limits, and receive push notifications for every card payment. The other parent can also get access, so both stay in the loop.

With the innovative “Easy Budgeting” feature, you can create up to 25 sub-accounts with their own IBANs – for pocket money, birthday gifts, or savings goals.

⇨ The Auto-Save feature automatically rounds up purchases and transfers the difference to the savings account, helping your child save money effortlessly.

A real highlight: the balance on the bunq child account earns interest of up to 2.26% p.a. Interest is paid weekly, making saving even more attractive.

Account management is entirely digital via app. Apple Pay and Google Pay are supported, enabling contactless payments. Via a personal payment link (bunq.me), family and friends can easily send money gifts.

Opening a bunq child account is straightforward and only takes a few minutes:

As an alternative to the web login in the top right corner of the website, there is a dedicated app. You can find it in common app stores such as the Apple Store and Google Play.

Reviews of bunq are mostly positive. On the review platform Trustpilot, users especially praise the high level of security, such as the two-factor authentication. Users are also pleased with the QR feature, which enables easy transfers.

The bunq child account is ideal for parents who value modern, digital solutions and want to teach their children financial skills at an early age.
The combination of free account management, attractive interest rates, flexible saving features, and comprehensive control makes this one of the best options in the child account comparison.

Looking for more products from this provider? 

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