Amazon Business American Express Card

Amazon Business American Express Card
Kosten erstes Jahr 0,00 €
Kosten für Folgejahr 30,00 €
für jede weitere Karte 0,00 €
Mindestalter
18 Jahre
Kartentyp
kredit
Bonitätsprüfung
Ja
Kartensystem
American Express

Finanzen

Zahlungsziel: 20 Tage

Schufa prüfung

keine Transaktionsgebühren außerhalb den USA

Mitarbeiter Vorteile

Inklusivkarten: 100

Integration mit Buchhaltung

Leistungen

Cashback 0,5 %

Versicherungen

Concierge Services

Online Banking

App

Reise-Vorteile

Auslandeinsatz

Fremdwährung: 2,5 %

Reiseversicherung

Autoversicherung

Testing Amazon Corporate Credit Cards

The corporate credit cards "Amazon Business American Express Card" and "Amazon Business Prime American Express Card" are tailored to the needs of freelancers and SMEs making business purchases on the Amazon platform. These cards offer not only financial benefits but also a range of additional amenities and rewards.

In this article, we explain how they work, what benefits they offer, and which businesses they are best suited for.

Who is the Amazon Corporate Credit Card Suitable For?

Compared to other options, the Amazon Business cards are a good choice for entrepreneurs looking to manage their business expenses via credit card while keeping a close eye on their budget, especially if they and their employees regularly shop on Amazon.

However, certain conditions must be met to benefit from these cards. The company must be based in Germany and active in the market for at least 12 months. Additionally, an annual turnover of at least €50,000 is expected to qualify for the Amazon Business American Express Card. There is an interesting exception: freelancers do not need to provide extensive proof and can thus access this credit card more easily.

Whether you run an established business or work as a freelancer, the Amazon Business (Prime) American Express Card could be the right choice for you.

Easy Application Without Verification

Ordering a corporate credit card from Amazon is quick and easy. We explain the steps to apply for the card:

  1. Start by visiting the Amazon website.
  2. Card Selection: If you choose the Amazon Business (Prime) Amex Card, click on "Apply at American Express". This will take you to the American Express website.
  3. Fill out the application form: On the American Express website, carefully fill out the application form. Use the information from your ID to speed up the process.
  4. Company and Personal Data: You will be asked to provide information about your company and personal details. Ensure all data is correct and review it carefully.
  5. Verification: At the end of the application process, verification is required, which can be done via the VideoIdent or PostIdent process. Follow the instructions to complete this step.
  6. Card Shipment: After a successful application, the credit card will be sent to you. In tests, it took about a week for applicants to receive the card.

New customers should have no difficulties with this straightforward and clear application process.

The Reward Program

Customers who generate sales of up to €120,000 per year benefit from attractive cashback advantages in the form of reward points. For every €2 spent, they receive 2-3 points (varies by card), credited to their account. Additionally, customers earn 1 point for every €2 spent outside Amazon. These points can be collected wherever American Express is accepted as a payment method.

These points can be redeemed when paying on Amazon. This means customers benefit not only from the versatile uses of their Amazon Business American Express Card but also from the rewards it offers in the form of reward points—a real win for business expenses.

Additionally, the Amazon Business American Express Card comes with a €50 welcome bonus, and the Amazon Business Prime American Express Card offers a €100 gift voucher credited to the Amazon account.

Amex App and Online Banking

To keep track of their business expenses, customers can access online banking and the Amex App. The American Express (Amex) App offers comprehensive functions for convenient credit card management. With this app, users can view their account information, monitor transactions, make payments, and even block their cards in case of loss or theft. Additionally, the app provides information on offers, travel benefits, and direct contact with customer service to meet the needs of credit card holders.

Payments, Cash Withdrawals, and Deposits

The Amazon corporate credit card is primarily designed for paying for goods and services at merchants and online stores, and it also works with Apple Pay.

Cash withdrawals are possible at ATMs but come with additional fees and are limited to €750 per week. For cash needs, it is more practical to use a debit card or a traditional bank card, as these are better suited for cash transactions.

Depositing money is not possible with the Amazon corporate credit card.

Costs of the Amazon Corporate Credit Cards

The Amazon credit cards come with the following costs:

  • The cards are free for the first year and then available for an annual fee of €30.
  • The foreign currency fee is 2.5%.
  • The ATM fee is 4% both domestically and internationally.
  • 99 additional cards for employees are available for free.
  • There is an interest-free liquidity advantage of 20 days.

Benefits

The Amazon Business Prime American Express Card and the Amazon Business American Express Card offer several attractive benefits, especially when shopping on Amazon:

  • 24/7 customer service
  • 99 free additional cards for employees
  • Travel protection
  • Online shopping insurance (90 days)
  • Reward program
  • Welcome credit of €50/€100
  • Extended return policy

The Amazon Corporate Credit Cards for Travel

The Amazon business credit card is a great companion for travel. Global Assist is a feature that provides excellent support during international trips. Comprehensive travel assistance is available 24/7 and offers help with finding doctors, lawyers, and interpreters abroad. The 24-hour hotline is accessible from abroad to assist cardholders in unexpected situations. Additionally, Global Assist provides access to a worldwide information and assistance service to ensure smooth and worry-free travel.


How can I apply for an Amazon corporate credit card?

You can apply for the two different corporate credit cards online on Amazon and American Express.

What can be paid for with a corporate credit card?

This depends on the company policy. Typically, they are used for business trips, hotel bookings, business meals, and other business-related expenses.

What are the advantages of corporate credit cards?

The terms of corporate credit cards are often better than those of personal credit cards. For example, they often have a longer payment term. Additionally, companies can use a dedicated corporate credit card to more clearly evaluate and control their expenses.
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