✓ Discounts on various hotel and lounge offers
Finances
Credit check
Employee benefits
Integration with accounting
Services
Insurance
Concierge Services
Online Banking
App
Travel benefits
Foreign Usage
Foreign currency costs: 0 % (7 currencies, otherwise 1.99 %)
Travel insurance
Car insurance
Payhawk corporate credit card in review
The British fintech company Payhawk has developed an all-in-one solution for small, medium, and large businesses. In addition to debit and credit cards for business purposes, it offers a cloud-based web portal and a mobile app for employees. Learn more about the offerings and benefits of Payhawk in our review.
Getting started: All information on opening an account
Businesses within the European Economic Area, the United Kingdom, and the USA can register with Payhawk. To open a Payhawk account, you need valid identification documents, a utility bill not older than 3 months, and a commercial register extract proving you are the owner of the company. Once you have all these documents ready, you can proceed with opening an account by following these steps:
- Click "Book a Demo" at the top right of the website.
- Fill out the form with your personal details.
- Provide information about your company and its directors.
- Upload all necessary documents.
- Your ID and company details will then be verified.
If the account opening is successful, you can immediately deposit money and use your virtual corporate credit card. Your physical card will arrive by mail within a few days.
Payhawk login: Quick & easy access
If you already have a Payhawk Card, you can log in either through the app or the credit card provider's website. Click "Login" at the top right, enter your email address and password, and you'll have full access to your Payhawk account.
Benefits of the Payhawk corporate credit card
The Payhawk corporate credit card offers the following benefits:
Mobile app for card management
High acceptance
Real-time expense overview
Customizable spending limits
Payments with Apple Pay and Google Pay
Integration of payment and ERP systems
DATEV interface
Cashback
Fees and costs overview
Payhawk offers three usage models for business customers: Premium Cards, All-In-One-Spend, and Enterprise. Each model provides different services and thus a different price. We cannot provide exact cost information here, as Payhawk creates an individual offer for each customer. The price depends on the size of your company, the desired service scope, and support.
Features of the Payhawk app
With the Payhawk app, you can monitor and categorize your transactions in real time. All expenses and receipts can be automatically recorded and read. Payhawk optimizes and automates receipt reconciliation, invoice categorization, payment matching, and data transfer to your ERP, saving you significant time and resources.
Simplified accounting with DATEV interface
Financial tools like DATEV can be integrated with Payhawk, making accounting easier. The seamless transfer of accounting data minimizes error sources. Additionally, the DATEV integration simplifies transaction matching, as expenses are directly linked to the corresponding accounts in DATEV, optimizing the accounting process.
Deposits and withdrawals with the Payhawk credit card
With the Payhawk Card, you can make free transfers to bank accounts across Europe, supporting SEPA, Faster Payments, or SWIFT. ATM withdrawals are also possible. Learn more about payments with the Payhawk Business Credit Card below.
Where can I pay with the Payhawk card?
The Payhawk corporate credit card is accepted wherever Visa Cards are accepted. This means you can pay both online and offline. More than 46 million merchants worldwide partner with Visa and accept the credit card, including many car rental companies and hotels.
Can I link the credit card with Apple Pay and Google Pay?
The Payhawk Visa Card can also be linked with Apple Pay and Google Pay, allowing you to pay contactlessly with your smartphone. Simply open the respective wallet app and tap the plus symbol to add your Payhawk Card. You can also add the payment services via the Payhawk app.
How does cashback work?
If you have signed a yearly contract with Payhawk, you will receive cashback for every transaction made with the Payhawk card. This is credited directly to you and is limited to the amount of your monthly fee.
Is Payhawk secure?
Payhawk is a reputable fintech company. The provider received an EMI license from the Bank of Lithuania, making it a licensed e-money institution with access to the entire European Economic Area. The company also holds licenses from MasterCard and Visa. Additionally, Payhawk uses state-of-the-art technologies to protect your personal data and minimize the risk of fraud.
Who is behind the credit card provider?
The financial services of Payhawk are provided by the company Payhawk Limited. Founded in 2018, the company is headquartered in London with seven other offices worldwide, including one in Berlin. Payhawk offers its all-in-one solutions in 32 countries for small, medium, and large enterprises.