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The three most important points at a glance:
- Flexibility and security: student credit cards offer parents and students a secure and flexible way to manage money abroad and make payments in foreign currencies.
- No risk of debt: Many cards are prepaid or debit, so students can only spend what has been topped up and parents retain full control.
- Additional benefits: Some cards offer fee-free withdrawals abroad or special travel insurance for added peace of mind.
Travelling abroad 2025 - Which student credit card is best?
Most students will be travelling abroad at some point during their school career. Be it an exchange or a graduation trip. This also raises the question of how students can buy the essentials for themselves in the respective country.
As cash exchange and payment are becoming increasingly unpopular and currency exchange in particular is often associated with high fees, it makes sense to consider a children's credit card.
When choosing the right credit card for students travelling abroad, important factors such as fees, international validity and minimum age must be taken into account.
Below we have briefly summarised the most important points on this topic and checked the most popular student credit cards for travelling abroad for you!
Why credit cards make sense for students travelling abroad
Parents should consider a children's credit card for travelling abroad as it offers financial flexibility, security, and convenience. With a credit card, children can easily pay in different currencies, make bookings and access funds in an emergency. It also avoids the risk of always having to carry a large amount of cash.
In addition, this type of credit card allows pupils to build up a positive credit history and thus learn how to handle money at an early age.
Finally, as these credit cards are often prepaid or debit cards, parents don't have to worry about getting into debt.
Do credit cards include international health insurance for children?
Children can encounter a number of problems when travelling: Loss of luggage, illness or even unintentional destruction of property. If you do not have external international health insurance or travel insurance for your children, it is worth taking a look at the credit card terms and conditions.
Some credit cards for adults include family insurance. However, if your child is travelling alone, this can be difficult or almost impossible to apply.
The Revolut children's credit card has various travel insurance policies so that you can send your child abroad safely and with peace of mind:
| Kreditkarte | Reiseversicherung | Kosten | Mindestalter | Besonderheit |
|---|---|---|---|---|
| Revolut <18 children's credit card | Included in the Premium subscription | €7.99/month (Premium) | 6 years | Free withdrawals up to 120 euros per day, maximum 6 times a week |
The best credit cards for students abroad in direct comparison!
In addition to the one mentioned above, there are also these children's credit cards, which do not have travel insurance, but offer many other benefits abroad:
| Kreditkarte | Vorteile im Ausland | Kosten | Mindestalter | Besonderheit |
|---|---|---|---|---|
| DKB Children's Visa Debit Card | No fees for foreign currencies and withdrawals abroad if €700 per month is received, otherwise 2.20 % currency conversion fee | Free of charge | No minimum age | Can be used worldwide, Apple Pay & Google Pay support, with own current account |
| Comdirect Visa debit | Free withdrawals in the EU, 1.75 % foreign exchange fee in foreign currencies | Free of charge | 7 years | 3 free withdrawals per month, worldwide use possible |
| Bling Prepaid Mastercard | Can be used anywhere Mastercard is accepted, 2% foreign currency fee, no debts possible | €2.99/month | 7 years | Simple management via Bling app with separate view for parents, rules, and limits can be set by the user |
| Greenlight prepaid card | Can be used in over 150 countries | From €4.99/month | No minimum age | Real-time notifications, no maximum age |
Discover more of the children's credit cards that we have already tested for you!
