Even in an increasingly digital world, prepaid credit cards remain a practical option for many consumers. They offer the flexibility and security of a credit card without the risks of debt or high interest rates. One such prepaid credit card is offered by Viabuy, an online company specializing in user-friendly financial solutions. Although you can't buy this card at a gas station like some other models, it can be ordered quickly and easily online.

After opening an online account with an IBAN at Viabuy, consumers receive a corresponding prepaid Mastercard, which is easy to load.

Opening an account and applying for a Viabuy prepaid credit card is a simple and straightforward process that Viabuy claims takes less than 8 minutes. On the Viabuy website, click on "Open Account". Then fill out the online application form, providing personal information such as name, address, and contact details.

Next, verify your identity by uploading a copy of your ID or passport and proof of address. After verification, you will receive your personal Viabuy IBAN (International Bank Account Number).

Once the account is opened, you can apply for the prepaid credit card and the corresponding card type directly in the Viabuy account. Then, you need to load money onto the prepaid credit card.

After successfully loading the Viabuy prepaid credit card, it will be delivered to the provided address within a few business days. It can then be activated and used immediately for online and offline payments.

The Viabuy prepaid credit card is a transparent and easy-to-understand financial solution without a checking account. Here is an overview of the fees and interest rates associated with this card:

It is important to note that Viabuy's fees and conditions can change over time. Therefore, it is advisable to check the current fees on the official Viabuy website before deciding on the card. Despite the fees, the Viabuy prepaid credit card offers a convenient and secure way to make cashless payments worldwide.

The Viabuy prepaid credit card offers users limited liability and clear limits. As it is a prepaid card, liability in case of card loss or theft is limited to the preloaded balance. You cannot accumulate debt, as the card does not provide a credit line. Additionally, there are daily and monthly limits for withdrawals, transactions, and deposits, which can vary depending on the card status and verification. It is important to review the specific terms and limits for your Viabuy card in the general terms and conditions to plan and manage the card's usage optimally.

The Viabuy prepaid credit card is suitable for a wide range of users. It offers a well-controlled and secure payment option, especially for children. Travelers appreciate its worldwide acceptance abroad and the ability to pay in different currencies. Online shoppers find it a secure way to make purchases on the internet without exposing their sensitive bank details. People without a strong credit history can use this card as it does not require a credit check and can be applied for immediately without a Schufa check. The Viabuy prepaid credit card is also a good choice for those who value discretion in their financial transactions and want to ensure they only spend what they have previously loaded.

Additionally, the card is suitable for people with limited or irregular income, as it does not have minimum income requirements for application. In the case of personal insolvency, the security against garnishments that the Viabuy card offers can be extremely helpful.

With the Viabuy prepaid credit card, you can move money in various ways. You can deposit money onto your card either via transfer or by cash deposit at selected locations. You can also use the card to pay in stores worldwide or withdraw cash from ATMs. Additionally, the card allows for online transactions and transfers from your Viabuy account to other accounts.

The Viabuy app is a mobile application that allows cardholders to manage their finances conveniently from their smartphones. With the app, you can check your card account, track transactions in real-time, and make payments. It also offers a feature to manage limits and view fees as well as notifications for financial activities.

You can load your prepaid credit card anytime and from anywhere by transferring money to your Viabuy account. This can be conveniently done online from your bank account. There is also the option to deposit cash at selected locations.

Money with Viabuy is considered secure since the prepaid credit card is not linked to a bank account and thus does not provide a direct target for unauthorized access. Additionally, Viabuy offers a secure online platform with encryption and security measures to protect users' financial transactions. Viabuy also has liability limitation mechanisms in place that limit financial risk to the preloaded balance in case of card loss or theft.