The BB bank Visa Basic card on a prepaid basis
The BB Visa Basic card is a financial solution for children and teenagers from the age of 12 offered by the “Badische Beamtenbank” (BB bank). BB bank is a cooperative bank specializing in customers in public service and their families. As an optional part of the “young account,” the prepaid debit card allows young people to take their first steps in the world of cashless payments. Due to the reload function, this credit card solution is very secure, and spending limits can be controlled by guardians if needed. In this article, we will take a closer look at the features and benefits of the BB Visa Basic Card for children and teenagers.
The free young account from BB bank
The young account from BB bank is a solution specifically tailored to the needs of young people to promote financial independence. This account offers a variety of features that allow children and teenagers to manage their own funds, such as their own checking account and a free credit card. BB Bank supports young customers in taking their first steps into the financial world and promotes financial education and responsibility to prepare them for a successful financial future. With the young account from BB bank, teenagers can learn how to manage money, control expenses, and benefit from modern banking services.
Easily and quickly apply for a children's credit card
To apply for the children's credit card, you first need to set up the young account with BB Bank. For adults, this can be done conveniently on the BB Bank website. To open an account for a child or teenager, you can also schedule a consultation appointment on the website.
After successfully opening the checking account, a reloadable credit card can also be applied for online for the child from the age of 12.
Benefits of the BB bank Visa Basic card
The BB Bank children's and youth Visa card offers numerous benefits for young customers.
Advantages:
- Free account management and Girocard up to 30 years of age.
- Pay with a smartphone: Simply hold the digital credit card to the card reader and use Apple Pay.
- Risk-free: With the prepaid function, your child can only spend the money that has been loaded onto the card.
- Up to €150 gift: New customers receive an attractive start bonus.
- Easy management: Online banking and the BB Banking app enable easy management.
- Account switching service: With the free account switching service, you can switch to BB Bank in 8 minutes and transfer standing orders.
Deposit and withdraw money
Parents, relatives, friends, and the child themselves can easily load the card via transfer or standing order. The credit limit on the card is €2000.
In combination with the personal PIN, up to €500 in cash can be withdrawn daily.
Pay abroad
The children's and youth credit card is accepted worldwide, making it an indispensable payment method for trips outside Europe. The Visa Basic card is the ideal companion for school trips and student exchanges.
Overview for your child: Online banking & app
With BB Bank online banking and the innovative app, it is easy to keep control of finances and learn how to manage money.
Online banking
BB Bank's online banking offers its customers a convenient and secure way to manage their finances online, make transfers, check account balances, and control financial transactions conveniently from home or on the go.
The BB banking app
With the banking app, account expenses and payment transactions can be controlled and monitored from anywhere. The app includes some convenient features such as mobile payments, branch/ATM finder, photo transfers, Apple Pay, and the electronic mailbox.
Security precautions
The “young account,” the debit card, and the banking app are equipped with extensive security precautions. For example, all communication between the BB banking app and BB bank is encrypted. Logging into online banking and the banking app is secured by biometric features. Additionally, you can easily and quickly block your accounts and cards and, if necessary, report to the police.
