Kundensupport
telefon
e-mail
filiale
24/7 Kundensupport
Ja
Pädagogisches Konzept
Ja
Online Banking
Ja
Mobiles Zahlen
applepay logo googlepay logo
Sofort geld senden
Ja
Karte selbst gestalten
Nein
Real Time Updates
Ja
Kosten erstes Jahr
9.9 €
Kosten Folgejahr
9.9 €
Kosten Zusatzkarte
11.95 €
Fremdwährungsentgelt
1,25%
Ausgabenlimit
Ja
Abos blockiert
Ja
Kontrolle für Eltern
Ja
App mit getrennter Ansicht für Eltern und Kinder
Ja
Jugendschutzcodierung
Ja
Verschlüsselung
Ja
Mindestalter
12 Jahre
Schufa Prüfung
Nein
Beantragung nur durch Erziehungsberechtigte möglich
Ja
Online Beantragung möglich
Ja
Online Vertragsabschluss möglich
Nein
Postalische Beantragung zwingend
Ja
Postalischer Vertragsabschluss zwinged
Ja
Beantragung über Dokumentenübermittlung
Ja
Beantragung in Filiale zwingend
Ja
Ident-Verfahren
Ja
Identität des Antragstellers und des Kindes erforderlich
Ja
Bankkonto nötig
Ja
Startprämie
150 Euro
Cashback Programm
Ja

Alternative

  • Commerzbank
    Kosten pro Jahr
    Kosten beziehen sich auf das erste Jahr und können im Folgejahr variieren
    0,00
    Mindestalter
    Kinder Kreditkarten sind oft nur mit Einverständnis einer erziehungsberechtigten Person über 18 Jahre erhältlich.
    18 Jahre
    Kartentyp
    Credit
    Kartensystem
    Visa
    • usable worldwide
    • high security standard
    • cashback program at over 2000 shops

    The BB Bank Visa Basic Card on a Prepaid Basis

    The BB Visa Basic Card is a financial solution for children and teenagers from the age of 12 offered by the “Badische Beamtenbank” (BB Bank). BB Bank is a cooperative bank specializing in customers in public service and their families. As an optional part of the “young account,” the prepaid debit card allows young people to take their first steps in the world of cashless payments. Due to the reload function, this credit card solution is very secure, and spending limits can be controlled by guardians if needed. In this article, we will take a closer look at the features and benefits of the BB Visa Basic Card for children and teenagers.

    The Free Young Account from BB Bank

    The young account from BB Bank is a solution specifically tailored to the needs of young people to promote financial independence. This account offers a variety of features that allow children and teenagers to manage their own funds, such as their own checking account and a free credit card. BB Bank supports young customers in taking their first steps into the financial world and promotes financial education and responsibility to prepare them for a successful financial future. With the young account from BB Bank, teenagers can learn how to manage money, control expenses, and benefit from modern banking services.

    Easily and Quickly Apply for a Children's Credit Card

    To apply for the children's credit card, you first need to set up the young account with BB Bank. For adults, this can be done conveniently on the BB Bank website. To open an account for a child or teenager, you can also schedule a consultation appointment on the website.

    After successfully opening the checking account, a reloadable credit card can also be applied for online for the child from the age of 12.

    Benefits of the BB Bank Visa Basic Card

    The BB Bank children's and youth Visa card offers numerous benefits for young customers.

    Advantages:

    • Free account management and Girocard up to 30 years of age.
    • Pay with a smartphone: Simply hold the digital credit card to the card reader and use Apple Pay.
    • Risk-free: With the prepaid function, your child can only spend the money that has been loaded onto the card.
    • Up to €150 gift: New customers receive an attractive start bonus.
    • Easy management: Online banking and the BB Banking app enable easy management.
    • Account switching service: With the free account switching service, you can switch to BB Bank in 8 minutes and transfer standing orders.

    Deposit and Withdraw Money

    Parents, relatives, friends, and the child themselves can easily load the card via transfer or standing order. The credit limit on the card is €2000.

    In combination with the personal PIN, up to €500 in cash can be withdrawn daily.

    Pay Abroad

    The children's and youth credit card is accepted worldwide, making it an indispensable payment method for trips outside Europe. The Visa Basic Card is the ideal companion for school trips and student exchanges.

    Overview for Your Child: Online Banking & App

    With BB Bank online banking and the innovative app, it is easy to keep control of finances and learn how to manage money.

    Online Banking

    BB Bank's online banking offers its customers a convenient and secure way to manage their finances online, make transfers, check account balances, and control financial transactions conveniently from home or on the go.

    The BB Bank Banking App

    With the banking app, account expenses and payment transactions can be controlled and monitored from anywhere. The app includes some convenient features such as mobile payments, branch/ATM finder, photo transfers, Apple Pay, and the electronic mailbox.

    Security Precautions

    The “young account,” the debit card, and the banking app are equipped with extensive security precautions. For example, all communication between the BB banking app and BB Bank is encrypted. Logging into online banking and the banking app is secured by biometric features. Additionally, you can easily and quickly block your accounts and cards and, if necessary, report to the police.

    What does the BB Visa Basic Card cost?

    In connection with the young account until the age of 30, the debit card costs €9.90 per year, and €19.90 per year after the age of 30.

    What is the difference between a prepaid credit card and a regular credit card?

    Prepaid credit cards require a prior deposit of money onto the card, making them function like a prepaid card without offering a credit line. Traditional credit cards, on the other hand, provide a credit limit, allowing cardholders to make purchases up to a certain limit and repay the outstanding amount at a later date, often with interest.

    How does Apple Pay work with BB Bank?

    Customers can add their BB Bank cards to the Apple Wallet app on their compatible Apple devices and then use them for contactless payments and purchases.

    Ratgeber & News

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