Customer support
24/7 Customer support
Educational concept
Instant money transfer
Customizable cards
Real Time Updates
Costs first year
2,99 €
Costs for subsequent years
2,99 €
Costs additional card
9,99 €
Spending limit
Subscriptions blocked
Parental control
App with separate interface for parents and children
Minimum age
0 Years
Credit check
Application only by legal guardians
Online application possible
Online contract conclusion
Postal application mandatory
Postal contract conclusion mandatory
Application in store mandatory
Identification procedure
Identity of applicant and child required

Alle bunq-Nutzer unter 18 pflanzen automatisch einen Baum für je 100 €, die sie mit einer bunq-Karte ausgeben.


  • Commerzbank
    Costs first year
    Costs refer to the first year and may vary in the following year
    Minimum age
    Children's credit cards are often only available with the consent of a legal guardian over 18 years of age.
    18 Years
    Card type
    Card system
    • Usable worldwide
    • High security standard
    • Cashback program at over 2000 shops

    Bunq credit card for kids in review

    Since December 23, 2022, you can open a Bunq account for your child and manage it as a parent through the Bunq app. This allows your child to learn how to handle money while you retain control. There is no minimum age for opening an account, but your child should have their own email address and phone number. In our Bunq review, you will learn more about the functionality and benefits of the children's credit card.

    How to open a Bunq Account: It's easy!

    Applying for a Bunq credit card is quick and easy. First, download the Bunq app and register. For registration, you need a European address and your ID card or passport. When you open an account, you can generate a virtual card in the app and order a physical credit card online.

    Once you have opened a Bunq account for yourself, follow these steps to set up access for your child:

    1. Open the app and go to the home screen.

    2. Click on "add" and then "add child."

    3. Fill out the form with your child's personal information.

    4. Choose the desired account type and plan.

    Set your child's budget.

    Once your child's email and phone number are registered, they will receive an invitation by email or SMS. Your child just needs to follow the instructions in the invitation, and you will have full access to their account.

    Note: If your last name and your child's last name do not match, you must verify your legal guardianship during registration with a birth certificate or equivalent document.

    Benefits of the Bunq children's credit card at a glance

    The Bunq card for children offers, among other things, the following benefits:

    • Bank account with a German IBAN

    • Virtual & physical Mastercard

    • Parental control

    • Real-time notifications of expenses

    • Payments with Apple Pay & Google Pay possible

    • No credit check

    • No exchange rate surcharge

    • Deposit protection up to €100,000

    • Sustainability with the Easy Green model

    • Free 30-day trial period

    • 24/7 support

    Discover the three models of the Bunq credit card

    At Bunq, you can choose between three account models with different services and conditions: Easy Bank, Easy Money, and Easy Green. All three offer parental control access, with up to two parents able to be added. You can provide your child with their own account where they can save and spend money while you set spending limits and receive real-time notifications of transactions. This promotes your child's financial education and independence.

    Easy savings: The Bunq savings account

    In addition to the children's credit cards, Bunq also offers a savings account called Easy Savings. With this free savings account, your child can invest money and benefit from attractive interest rates. In the first 4 months, they will receive 3.85% interest on the balance. After that, the standard interest rate of 1.56% applies. The special feature is that the interest is paid out weekly, allowing your child to benefit more quickly from compound interest.

    Costs and fees of the prepaid credit cards

    The Bunq prepaid credit cards have monthly account maintenance fees. The Easy Bank model costs €2.99 per month, while Easy Money costs €8.99, and Easy Green costs €17.99 per month. In the first 30 days, your child can test the credit cards for free.

    Additional costs may arise for cash withdrawals. Easy Money and Easy Green offer six free cash withdrawals per month. Each additional withdrawal costs €0.99. For the Easy Bank credit card, all withdrawals cost €0.99. Since the fees vary by card model, you should carefully consider which option best suits your and your child's needs.

    Only the Easy Savings savings account is free of charge. There are no fees for withdrawals, but some deposit methods may incur small fees.

    How can I deposit money into the Bunq children's account?

    There are several ways to deposit money into a Bunq account. You can load the children's credit card via bank transfer or cash deposit with Paysafecash. You can deposit cash at participating stores such as REWE, Penny, and dm. To learn exactly how to deposit cash, follow these steps in the Bunq app:

    1. Open the Bunq app.

    2. Click on "Add" in the home tab.

    3. Select "Add money."

    4. Click on "Cash deposit."

    5. Follow the app's instructions.

    Can my child withdraw money with the Bunq card?

    Cash withdrawals are also possible with the Bunq credit card for children. The process is similar to deposits. Your child can withdraw money at the above-mentioned partners.

    Payments with Apple Pay & Google Pay

    You can add Apple and Google Pay to your child's credit card, making it easy and convenient to pay with a smartphone. To link your Bunq card to one of the payment services, follow these steps:

    1. Open the Bunq app.

    2. Select the appropriate Bunq card in the home tab.

    3. Tap on the card to add it to Apple Pay or Google Pay.

    Experience: How secure is the children's credit card provider?

    Bunq has a banking license issued by the Dutch Central Bank. Due to deposit protection, your account balance is insured up to €100,000. The Bunq app also offers many security features such as encryption and modern authentication methods to protect transactions and personal data. All German Bunq customers also receive a German IBAN, so there is no risk of a foreign IBAN being rejected for payments.

    Contact the 24/7 support with questions

    You can contact Bunq support via email and live chat. In emergencies such as fraud or hacking, you can also reach the SOS hotline. Customer service is available around the clock and is happy to help.

    Close the Bunq account in a few steps

    Follow these steps to close your Bunq account in just a few minutes:

    1. Open the Bunq app.

    2. Go to your profile.

    3. Click on "Plan."

    4. Select "Close account."

    5. Follow the app's instructions.

    Who is behind Bunq bank?

    The company Bunq B.V. was founded in 2012 by Ali Niknam in the Netherlands. Two years later, it received an official banking license from the Dutch Central Bank. The fintech company has since expanded to 30 European countries and has been offering its services in Germany since 2017. Bunq is the first bank with a fully open banking API.

    Does the Bunq credit card have a German IBAN?

    Yes, the Bunq credit card for German customers comes with a German IBAN. This means there is no risk of payments being rejected due to a foreign IBAN.

    Is Bunq reported to Schufa?

    No, the credit card provider Bunq does not cooperate with Schufa. Therefore, there are no checks or entries with Schufa.

    How much does the children's credit card from Bunq cost per month?

    Bunq offers three models for children that allow parental control. The Easy Bank credit card model costs €2.99 per month, while Easy Money costs €8.99, and Easy Green costs €17.99 per month.

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