Customer support
24/7 Customer support
Educational concept
Online Banking
Mobile payments
applepay logo googlepay logo
Instant money transfer
Customizable cards
Real Time Updates
Costs first year
9,90 €
Costs for subsequent years
9,90 €
Costs additional card
11,95 €
Foreign currency fee
Spending limit
Subscriptions blocked
Parental control
App with separate interface for parents and children
Youth protection coding
Minimum age
12 Years
Credit check
Application only by legal guardians
Online application possible
Online contract conclusion
Postal application mandatory
Postal contract conclusion mandatory
Application via document submission
Application in store mandatory
Identification procedure
Identity of applicant and child required
Bank account required
Sign-up bonus
150 Euro
Cashback Programm


  • Commerzbank
    Costs first year
    Costs refer to the first year and may vary in the following year
    Minimum age
    Children's credit cards are often only available with the consent of a legal guardian over 18 years of age.
    18 Years
    Card type
    Card system
    • Usable worldwide
    • High security standard
    • Cashback program at over 2000 shops

    The BB bank Visa Basic card on a prepaid basis

    The BB Visa Basic card is a financial solution for children and teenagers from the age of 12 offered by the “Badische Beamtenbank” (BB bank). BB bank is a cooperative bank specializing in customers in public service and their families. As an optional part of the “young account,” the prepaid debit card allows young people to take their first steps in the world of cashless payments. Due to the reload function, this credit card solution is very secure, and spending limits can be controlled by guardians if needed. In this article, we will take a closer look at the features and benefits of the BB Visa Basic Card for children and teenagers.

    The free young account from BB bank

    The young account from BB bank is a solution specifically tailored to the needs of young people to promote financial independence. This account offers a variety of features that allow children and teenagers to manage their own funds, such as their own checking account and a free credit card. BB Bank supports young customers in taking their first steps into the financial world and promotes financial education and responsibility to prepare them for a successful financial future. With the young account from BB bank, teenagers can learn how to manage money, control expenses, and benefit from modern banking services.

    Easily and quickly apply for a children's credit card

    To apply for the children's credit card, you first need to set up the young account with BB Bank. For adults, this can be done conveniently on the BB Bank website. To open an account for a child or teenager, you can also schedule a consultation appointment on the website.

    After successfully opening the checking account, a reloadable credit card can also be applied for online for the child from the age of 12.

    Benefits of the BB bank Visa Basic card

    The BB Bank children's and youth Visa card offers numerous benefits for young customers.


    • Free account management and Girocard up to 30 years of age.
    • Pay with a smartphone: Simply hold the digital credit card to the card reader and use Apple Pay.
    • Risk-free: With the prepaid function, your child can only spend the money that has been loaded onto the card.
    • Up to €150 gift: New customers receive an attractive start bonus.
    • Easy management: Online banking and the BB Banking app enable easy management.
    • Account switching service: With the free account switching service, you can switch to BB Bank in 8 minutes and transfer standing orders.

    Deposit and withdraw money

    Parents, relatives, friends, and the child themselves can easily load the card via transfer or standing order. The credit limit on the card is €2000.

    In combination with the personal PIN, up to €500 in cash can be withdrawn daily.

    Pay abroad

    The children's and youth credit card is accepted worldwide, making it an indispensable payment method for trips outside Europe. The Visa Basic card is the ideal companion for school trips and student exchanges.

    Overview for your child: Online banking & app

    With BB Bank online banking and the innovative app, it is easy to keep control of finances and learn how to manage money.

    Online banking

    BB Bank's online banking offers its customers a convenient and secure way to manage their finances online, make transfers, check account balances, and control financial transactions conveniently from home or on the go.

    The BB banking app

    With the banking app, account expenses and payment transactions can be controlled and monitored from anywhere. The app includes some convenient features such as mobile payments, branch/ATM finder, photo transfers, Apple Pay, and the electronic mailbox.

    Security precautions

    The “young account,” the debit card, and the banking app are equipped with extensive security precautions. For example, all communication between the BB banking app and BB bank is encrypted. Logging into online banking and the banking app is secured by biometric features. Additionally, you can easily and quickly block your accounts and cards and, if necessary, report to the police.

    What does the BB Visa Basic Card cost?

    In connection with the young account until the age of 30, the debit card costs €9.90 per year, and €19.90 per year after the age of 30.

    What is the difference between a prepaid credit card and a regular credit card?

    Prepaid credit cards require a prior deposit of money onto the card, making them function like a prepaid card without offering a credit line. Traditional credit cards, on the other hand, provide a credit limit, allowing cardholders to make purchases up to a certain limit and repay the outstanding amount at a later date, often with interest.

    How does Apple Pay work with BB Bank?

    Customers can add their BB Bank cards to the Apple Wallet app on their compatible Apple devices and then use them for contactless payments and purchases.

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