Bunq Easy Card Business

Costs first year 0,00 €
Costs for an additional card 9,00 €
Minimum age
18 Jahre
Card type
debit
Credit check
Yes
Card system
Mastercard

Finances

Credit check

Employee benefits

Cards included: 25

Integration with accounting

✓ 1% cashback on spending in restaurants and bars

Services

Cashback 1 %

Insurance

Concierge Services

Online Banking

App

Travel benefits

Foreign Usage EU 0 %

Foreign currency costs: 0

Travel insurance

Car insurance

The bunq Easy Card Business Credit Card Comparison!

If you're looking for a business credit card that helps keep track of exchange rates on business trips while supporting environmental efforts, a bunq card might be a great choice!

The following subscription options with credit cards are currently available in this provider's business plan:

This article summarizes the benefits and conditions of the Easy Card for businesses.

What is bunq?

Bunq Bank is a Dutch online bank (also known as a neobank), founded in 2012 by Ali Niknam. The provider primarily targets customers, both business and private, who value modern and transparent account management.

Bunq is particularly known for its “multi-currency accounts.” You can hold accounts that display and calculate only in the local currency, avoiding expensive currency exchanges. This makes it especially interesting for frequent travelers!

The company also places a high value on environmental protection. In 2022, bunq reportedly reduced its CO₂ emissions by 66% and plants one tree for every €1000 spent.

Bunq Easy Card Business Benefits at a Glance

This business credit card is distinguished by:

  • Simplicity and Speed: With contactless payment and Mastercard’s worldwide acceptance, you’re always flexible on the go.

  • Compatibility: The card is easily connected to Google Pay and Apple Pay.

  • No Hidden Fees: The bunq easy card also stands out for its low, transparent costs. No fees apply for international payments within the Eurozone. All costs are clearly listed on the website and in the price directory (more details below).

  • Optimized Management: Manage all your employees’ expenses centrally and keep an overview of your business expenses via the bunq user portal, which is also compatible with common accounting programs.

  • Sustainability: The provider is committed to supporting sustainable projects.

  • Customer Service: You can chat with employees, write emails, fill out a contact form, or call the 24/7 emergency hotline at +31 208 083666.

Costs and Limits of the Business Credit Card

The bunq Easy Card Business incurs the following fees:

  • Subscription: No management fees apply to this card.

  • Physical Card: If you want a physical card in addition to your virtual one, it costs €9.99 per year.

  • Transaction Fees: Payments within the Eurozone are free. For other currencies, 1.5% of the transaction amount is charged.

  • Cash Withdrawal: An ATM or other cash withdrawal costs €2.99.

  • Bank Statements: Digital bank statements are free.

  • Real-time Payments: Real-time money sending or receiving costs €0.13. Note: Only two outgoing transfers are allowed per month!

  • Limits: You can adjust bunq credit card limits individually to meet your needs.

Business Account at bunq – Features and Functions

The bunq easy card Business account provides a clear overview of credit card functions:

  • You can issue multiple cards to your employees and set individual spending limits.

  • Management is done through a simple, user-friendly dashboard that gives you insight into all transactions at any time.

  • Additionally, travel tips and recommendations for your business trips and respective countries are suggested.

Management and Control of the bunq Business Credit Card

With the bunq login, you have full control over all cards and their limits. You can block or activate cards, set limits, and track transactions in real time.

Virtual Credit Cards and Additional Features

In addition to the physical credit card, bunq offers the option to create virtual credit cards. Virtual cards increase security and provide better expense control since they cannot be lost or stolen.

Using the bunq Credit Card for Employees

In “My Profile,” you can create individual budgets and sub-accounts for your employees. These can be adjusted at any time, giving you, as the business owner, full visibility over spending.

You might also be interested in one of these related guides:

Applying for a Business Credit Card

The application process is completely digital and, according to the provider, can be completed within minutes. Once the business data is verified, you can immediately start using your virtual card.

Withdrawing and Loading Cash with bunq

With the bunq Easy Card Business, you can withdraw cash worldwide at ATMs, costing €2.99 per withdrawal. Various options are available for loading the card, including SEPA transfers and direct deposits via bank account.

Canceling the bunq Credit Card – Here’s How!

If you want to cancel your bunq credit card, it’s quick and straightforward. Just go to the user portal, where all cards and accounts can be deactivated. Ensure all outstanding payments are cleared.

  1. Log in.
  2. Go to your profile.
  3. Tap on Settings.
  4. Select “My Plan.”

Here, you can edit, suspend, or delete your credit cards at any time.

How to Properly Delete Your bunq Account

To delete your bunq account, follow the same steps as explained above for the credit card. In the “My Plan” section, there is also an option to delete your account.

Note: Before deleting, ensure that there are no outstanding payments or subscriptions.

Customer Experiences with bunq

Many users appreciate bunq for its budgeting options, sustainability, and low fees. The provider receives positive to very positive ratings on Trustpilot and Google.

An Alternative from bunq – The Business Card Pro XL

The bunq Easy Bank Pro XL offers more than the Easy Card, with benefits like:

  • Virtual Credit Cards: Create up to 26 cards for different purposes.
  • Cashback: 1% cashback at restaurants and bars, 2% for public transportation payments.
  • Exchange Rates: With “ZeroFX,” benefit from the best exchange rates worldwide.
  • Sustainability: bunq plants one tree per €100 spent.
  • Travel Insurance: Comprehensive protection for business trips, including rental car, luggage, cancellations, and emergencies.

Reviewing the bunq Easy Card Business – How Does It Score?

This business credit card from bunq shines in particular with its low fees, provided you don’t frequently withdraw cash or make transfers.

Additionally, bunq is a modern provider with many helpful tools and services.

If you're still undecided, feel free to explore more business credit cards in direct comparison!


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