✓ Planting trees for transactions
Finances
Credit check
Employee benefits
Cards included: 25
Integration with accounting
Services
Insurance
Concierge Services
Online Banking
App
Travel benefits
Foreign Usage Nicht EU 0 %
Foreign currency costs: 0,5 %
Travel insurance
Car insurance
✓ Cashback on public transport
The bunq Easy Bank Pro XL Business Credit Card Review 2024
Businesses often need to keep track of several things: taxes, insurance, budget management, and much more. Modern credit card providers like bunq now offer support for these concerns. Today, business credit cards are much more than just a payment method.
Currently, the following subscription options with credit cards are available in the provider’s business plan:
Discover everything you need to know about the bunq Easy Bank Pro XL Business, its benefits, and how it can help elevate your business financial management.
What is bunq?
Bunq Bank was founded in 2012 by web hosting and TransIP founder Ali Niknam and is a Dutch online bank (also known as a neobank). The neobank not only specializes in payment methods for businesses but also for individuals and has established itself as one of the largest international providers in the market.
Benefits of the Easy Bank Pro XL
The business credit card offers numerous advantages:
- Many Virtual Credit Cards: Create 26 virtual cards for different purposes or employees, ideal for flexible and secure management.
- Real-Time Notifications: Track expenses immediately after payment and keep an eye on costs.
- Best Exchange Rates: With bunq’s “ZeroFX,” you always get the best exchange rate abroad, saving on business trips or with international vendors.
- Flexible Limits: Adjust the limit of each card individually to maintain control over employee expenses.
- Worldwide Cash Withdrawals: Use the bunq credit card to withdraw cash at ATMs worldwide.
- Travel Insurance: You receive comprehensive insurance coverage, ensuring every business trip is protected. This includes rental cars, luggage, cancellations, and medical emergencies.
- Cashback: Earn 1% cashback in restaurants and bars and 2% cashback when paying for public transport with the credit card.
- Simple Account Management via App: With the bunq login, you can manage your account around the clock, create cards, or set limits.
- Automated Accounting: Simplify your bookkeeping with automatic categorization and export options. bunq is compatible with most common accounting programs. VAT can also be automatically deducted from amounts.
- Sustainable: For every €100 spent with the credit card, bunq plants a tree.
Costs of the Business Credit Card
- Base Fee: €23.99 per month (includes 25 bank accounts)
- Additional Bank Accounts: €21.00 per month for each additional account
- Executive Accounts:
- Real-time Payments: €0.13 per payment
- Direct Debits: €0.13 per request
- Replacement Card: €9.99 per card (one card per year free)
- Bank Statements: Free
How Do I Load My bunq Credit Card?
You can transfer money directly via the app or even deposit cash in selected stores. Alternatively, you can also use traditional transfer methods to load the card account.
Customer Experiences with bunq – How Good is the Provider?
The provider receives many positive reviews from both business and private users on Trustpilot and Google Play. Comments not only praise helpful budgeting options but also the reliability of card usage.
Virtual Credit Cards
As previously mentioned, this offer allows you to create 26 virtual business credit cards for your employees. These credit cards can either be used via the app or added to wallets like Apple Pay and Google Pay.
It’s essential to establish clear usage rules for the credit card. Check out our guides:
What is the Credit Card Limit?
The bunq credit card limit can be customized and tailored to your company’s needs. You can set the limit for each credit card individually, allowing you to better control employee expenses.
Cancelling a bunq Credit Card – Here’s How
If you want to cancel the bunq credit card, this can be done easily via the bunq app or web login.
Go to your profile and tap on Settings.
Select “My Plan.”
Here, you can manage your accounts and credit cards.
The cancellation process is done online without long waiting times, highlighting the flexibility of the bunq business credit card. However, make sure any outstanding transactions are settled beforehand!
Conclusion: Is the Easy Bank Pro XL the Best Business Credit Card?
This credit card from bunq is a smart, feature-rich payment method for companies looking for a modern and efficient way to manage their business expenses.
The extensive travel insurance and ZeroFX make this card especially attractive for business owners who value security and comfort during business trips.
If you’re still undecided, feel free to explore other business credit cards in direct comparison!